Pay any healthcare bill,
your way — without leaving Anatomy.
Skip Melio. We embedded modern bill pay directly into your back-office, synced to every ledger you touch — QuickBooks, Xero, Sage Intacct, NetSuite — through a single Rutter connection.
Pay bill
McKesson Pharmaceutical
Amount due
$38,900.00
Invoice MCK-77194 · due May 2
$1.18M
Paid YTD
across 93 vendors
3.2h
Avg approval time
↓ 41% vs prior tools
5
Payment rails
ACH · RTP · Wire · Card · Check
412
GL accounts
auto-mapped via Rutter
Melio is built for SMBs.
Anatomy is built for healthcare back-offices.
Sending your providers to a separate Melio tab fractures the workflow. With Rutter we ship a Melio-class experience inside Anatomy — same accounting sync, same multi-rail, with revenue recognition and EOB context already attached.
Buy: Melio
Build: Anatomy + Rutter
Everything Melio does — plus the parts only Anatomy can.
5 payment rails, one click
ACH · RTP · Wire · Virtual card · Paper check. Vendor-preferred rail is recommended automatically.
Threshold-based approvals
Route by amount, vendor, entity or GL account. CFO sign-off from email, mobile, or Slack.
AI inbox capture
Forward invoices to bills@yourorg.com — Anatomy extracts amount, due date, and matches the vendor.
EOB-aware GL routing
Bills inherit the same revenue-cycle metadata as your reconciled deposits. No more orphaned codes.
Multi-entity, one inbox
Pacific Health Group, Pacific Anesthesia, Specialty Surgery — pay across entities without switching tools.
Float & reserve accounting
Funds sit in an FBO ledger you control. Earn yield on float — not Melio.
Vendor onboarding kit
Branded W-9 collection, 1099 filings, and ACH micro-deposit verification — entirely white-labeled.
Same-day pay
RTP and FedNow rails for emergency payouts to staffing agencies and locum providers.
Cash-flow forecasting
Anatomy already knows when cash is coming in. We tell you what to pay this week — and what can wait.
Live in 2 weeks. One Rutter connection lights it up.
Connect ledger
QuickBooks, Xero, Sage Intacct or NetSuite — through Rutter's unified API.
Auto-import bills
Pull AP from your ledger and your shared inbox. AI extracts amounts + GL hints.
Route approvals
Threshold + vendor + entity policy. CFO signs from email or mobile.
Pay & sync back
ACH, RTP, wire, card or check. GL entry posts the same second the rail confirms.
Healthcare-grade controls, by default.
Money movement runs on a bank-sponsored Rutter ledger. PHI never touches the payment rail. Every action is signed, time-stamped, and exportable for auditors.
Audit log · today
Don't buy Melio. Build it in.
Same UX. Same rails. Inside the platform your team already lives in.